Welcome to ICHRA School. This 8-part primer is designed to give agents a running start in transitioning clients from traditional group health to the ICHRA model.
🎬 Video Modules
Watch the Foundations video series before diving into the written modules below.
📚 Module Index
Read through each module for the full written guide.
1. What is ICHRA?
The defined contribution model and core value proposition.
2. Evaluating the Fit
Identifying target employer groups and assessing ICHRA viability.
3. Core Infrastructure
The relationship between ICHRA Masters, DBS, and Ambient.
4. Legal & Tax Considerations
ACA rules, ERISA, and understanding Minimum Essential Coverage.
5. Quoting & Plan Design
Affordability rules, class structures, and budgeting strategies.
6. Implementation
The 3-phase rollout process and timeline for onboarding a new group.
7. Enrollment & Onboarding
Using HealthSherpa and managing the employee shopping experience.
8. Ongoing Maintenance
Employee life events, annual renewals, and continuing compliance.