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How to Use
Download each company's spreadsheet, review their profile and strategic objectives, then use the ICHRA Masters platform to build a compliant plan design. Compare your approach against the objectives listed for each scenario.

Frontier Resorts

📋 Hospitality 📍 Florida 👥 55 Employees 🏥 Level Funded — Cigna
Frontier Resorts is a growing hospitality business based in Florida. They have expanded significantly this year, reaching 55 full-time employees, and are reviewing their benefits strategy to ensure ACA compliance as an Applicable Large Employer.

Strategic Objectives

  • 🛡️ Avoid 4980H penalties
  • 💵 Cost-effective Minimum Value plan
  • 📊 Streamline reporting

Titan Creative Agency

📋 Digital Marketing 📍 Phoenix, AZ 👥 25 Employees 🏥 Small Group — Anthem
Titan Creative Agency is a modern digital marketing agency recruiting nationwide from their HQ in Phoenix, AZ. With 25 employees scattered across different cost-of-living areas, a one-size-fits-all premium contribution is failing.

Strategic Objectives

  • ⚖️ Equitable benefits across regions
  • 🌐 National network coverage
  • 🎯 Recruit top remote talent